The number of mortgage companies in the US is staggering, with more than a thousand listed. The top two companies by loan volume are Fannie Mae and Freddie Mac. Despite the rise of non-bank mortgage companies, these two giants have remained largely unchanged from last year. In fact, the list includes only four non-bank lenders. These four lenders account for 82 percent of all US mortgage originations.
The most popular mortgage lender in the US is Guaranteed Rate. It is the largest independent home loan company in the country and reported a retail volume of over US$12 billion in 2014. It is the tenth largest U.S. mortgage company. Stearns Lending is the largest privately held direct lender in the US. It is licensed in 46 states and funds over 230,000 loans each year. It is ranked among the top 20 residential mortgage lenders by total volume.
Broker Solutions is another strong mortgage lender. It offers a home equity loan and buydown loan programs. New American Funding also offers I CAN loan. If you have good credit and are looking for convenience, NBKC Bank is a great choice. For those with poor credit, Bank of America is a great option. PNC Bank, New American Funding, and HMDA are other good mortgage lenders.
List of Mortgage Lenders in the US
Guaranteed Rate is another direct top lender. It offers a digital mortgage application process and physical branches in 46 states. The company also offers a Know Your Neighborhood feature, which is currently in beta. This feature allows you to see trends in zip codes, including taxes and school data. Their website also has a calculator for determining if a particular home loan is affordable. However, it does not charge points. The best thing about Guaranteed Rate is that they have a low interest rate and a flexible repayment schedule.
Guaranteed Rate is another mortgage lender on the list. This lender offers a fully digital mortgage application process and has branches in 46 states. The company is listed in HMDA as “Broker Solutions.” It has branches in the Southeast and Texas. In addition, it has a variety of mortgage products. You can also find more information about them on their website. The mortgage market is competitive, and there are many types of lending available.
United Shore Financial, formerly known as United Wholesale Mortgage, is one of the largest US mortgage lenders, with a loan volume of nearly $183 billion in 2020. The company is a major player in the mortgage industry. It has a special focus on FHA loans and U.S. Department of Veterans Affairs loans. Wells Fargo is another large lender in the US, with branches mostly in the Southeast. With a lot of competition in the mortgage market, these institutions can provide you with great deals.
The top 15 mortgage lenders in the US are ranked by volume. The companies listed in the list have the highest loan volume in terms of purchase volume. Generally, borrowers should contact at least three mortgage companies before choosing one. The largest lenders have the lowest rates and the highest interest rates. You can also choose from smaller lenders for your loan. You can also look for local websites to compare rates and borrower reviews. They are usually willing to help you.
The list is ranked by loan volume. The top 15 lenders by volume have the highest volume of home loans. The numbers of mortgage lenders differ by state, so it is best to contact several different lenders. For example, if you are a first-time home buyer, it is better to use a larger bank. These banks are known for their low interest rates and good customer service. When looking for a lender, you need to ensure that the company has a good reputation in the industry.
The top 15 mortgage lenders in the US are ranked by volume. The top 15 companies are rated by total volume of home loans. For the most recent rankings, check out the rankings for the top ten lenders. They will give you the best possible loan rates. And don’t forget that all of these companies have excellent customer service, and you can be confident that they’ll do your best for you. You’ll find the right lender for your situation and budget.
